Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so the safety profile is covered. The description adds genuinely useful non-schema behavior: a metered payment model (free within daily allowance, then $0.002 USDC per call via x402), which tells the agent there is a cost/auth consideration before calling. It stops short of any rate-limit or result-shape detail, but that is largely carried by the output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.