Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld, and non-destructive behavior, so the safety profile is covered. The description adds genuinely new information not present in structured fields: the billing model (free within daily allowance, then $0.001 USDC per call via x402), which an agent needs to know before invoking. It stops short of describing data freshness or what 'latest' means in temporal terms.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.