Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare a safe read-only, non-destructive, closed-world operation, so the safety profile is covered. The description adds genuinely useful behavioral context beyond that: the exact categories of state reported, the scoring semantics ('5 of 7 on track'), and the rule that weekly/monthly/dated goals show progress but are excluded from the day score.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.