Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnlyHint, destructiveHint, idempotentHint, and openWorldHint. The description adds valuable behavioral context: it does not charge money, accept payment data, or list payment methods, and the link is one-time. This goes beyond the annotation basics without contradiction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.