Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose real traits: deterministic output, array handling, configurable separators, depth limits, and a per-call price ($0.006 via x402) that implies a paid/auth flow. It stops short of explaining what happens when max_depth is hit or how separator collisions are handled.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.