Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must disclose behavioral traits itself. It states the core behavior (downloads a PDF, saves it, returns the path) but omits potential side effects such as whether existing files are overwritten, whether directories are created, network/authentication requirements, or error behaviors. This is adequate but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.