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xpay✦ Finance Collection

getRatingsSnapshot

Quickly assess the financial health and performance of companies with the FMP Ratings Snapshot API. This API provides a comprehensive snapshot of financial ratings for stock symbols in our database, based on various key financial ratios.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
limitNoOptional limit on number of results (default: 1)
symbolYesStock symbol

Schema Changelog

Changes observed during successful MCP inspections.

  1. Added
  2. Removed
  3. First observed

TDQS

B3.1/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description must bear the full burden of behavioral disclosure, yet it only vaguely says the snapshot is 'based on various key financial ratios' without describing the actual rating output, agencies, or the default limit behavior. It also fails to mention how missing or invalid symbols are handled, leaving significant unknowns for the agent.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two sentences long and gets to the point quickly, with no redundant filler. It is slightly promotional in tone ('Quickly assess') but remains efficient and appropriately sized for the tool's simplicity.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The tool has no output schema and no annotations, so the description should compensate by explaining what a 'rating snapshot' actually contains and the impact of the limit parameter (which defaults to 1 per the schema). It does neither, leaving the tool's output structure and default behavior ambiguous and making it difficult for an agent to know if the response meets its needs.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema already provides descriptions for both parameters (symbol and limit), giving 100% coverage, so the description is not required to add much. It does add a general notion of a 'snapshot' but no specific parameter semantics beyond the schema. This aligns with the baseline of 3 for high schema coverage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool provides a 'comprehensive snapshot of financial ratings for stock symbols' using key financial ratios, identifying a specific resource and action. However, it does not distinguish this tool from sibling tools like getHistoricalRatings or getStockRatingsBulk, so it falls short of the highest mark.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies a 'quickly assess' use case for financial health, but offers no explicit guidance on when to choose this tool over alternatives like historical or bulk ratings. The word 'snapshot' hints at current-period data, but the description does not state this limitation or any exclusion criteria.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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