Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this read-only, idempotent, non-destructive and closed-world, so the safety profile is covered. Beyond that, the description adds genuinely useful behavioral content: the response includes every offer in the pack plus the derivation of the up-to total, including which offers counted and which were excluded — a real disclosure about output content that annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.