Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Description discloses that the tool returns a Stripe Checkout URL the user must open, that the plan updates automatically after checkout, and the default behavior. Annotations (readOnlyHint=false etc.) are consistent and this adds detailed behavioral context beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.