Singapore property decoupling
calculate_decouplingRead-onlyIdempotent
Estimate whether decoupling a jointly owned Singapore home is worth it before buying another property: compares BSD and legal costs of transferring a share against the ABSD saved on the new purchase (for a Singapore Citizen, second-property 20% becomes first-property 0%; for a PR, 30% becomes 5%). Also estimates the CPF refund and the break-even purchase price. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| cpfUsed | No | CPF Ordinary Account principal used for the current property in Singapore dollars (SGD) | |
| profile | No | sc = Singapore Citizen, pr = Permanent Resident | sc |
| yearsHeld | No | Years the CPF has been used (for accrued interest at 2.5% p.a.) | |
| marketValue | Yes | Market value of the current jointly owned property in Singapore dollars (SGD) | |
| sharePercent | Yes | Percentage share being transferred to the other owner | |
| newPurchasePrice | Yes | Price of the new property being bought in Singapore dollars (SGD) |