Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it discharges it well: it explicitly states that already-collected cards are preserved and can be exported, and that an idle call produces an honest report. It does not detail cancellation timing or effect on scheduled tasks, but the core non-destructive behavior is disclosed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.