Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint/idempotentHint/destructiveHint=false, so safety is covered. The description adds genuine behavioral context beyond that: what the service does with the document, that the deliverable is a Word package, and explicit negative scope ('does not pay and does not submit'), which is exactly the kind of boundary an agent needs. It does not describe the returned link's lifetime or reuse behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.