Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior, so the description does not need to repeat those. It adds valuable behavioral context by instructing the agent to ask the user when several places match, which is not derivable from the schema or annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.