Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds genuinely non-obvious behavior: the tool is free, and results are plan-gated (Platinum gets the full list, other plans see only the first few buildings). It does not explain how that truncation interacts with the cursor, which is the one remaining behavioral gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.