Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, and the description adds genuinely new behavior: closed/expired/unknown postings return an explicit message, and account data is never exposed. It does not describe payload size or paging, but for a single-record read that is minor.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.