Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, openWorldHint=false and destructiveHint=false, so the safety profile is covered. The description adds genuine context beyond that: results are limited to instruments with at least one live story, freshness is time-bounded, and it carries an 'Information only — never investment advice' disclaimer. It does not discuss result volume or pagination, which keeps it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.