Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the bar is lower, yet the description adds real behavioral context: a 48-hour retention window that causes NOT_FOUND, and a compliance caveat ('Information only — never investment advice'). It does not mention pagination or truncation beyond the 'up to 10' publications cap, which is a minor gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.