Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false and idempotentHint=false; the description adds the actual effect on the outside world (the emailed link stops working) and the authorization requirement, which annotations cannot express. It leaves out what happens on a repeat call, which matters given idempotentHint=false.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.