Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and open-world, so the safety profile is covered; the description adds genuinely new context: the data is cached, the snapshot window is 15 days, and a miss returns 'none' rather than computing live. It does not disclose staleness policy or rate/availability behavior, which keeps it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.