Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, and the schema already documents the NN-NNN pattern with an example and notes that session_id is ignored. The description's 'REQUIRED: postal_code (NN-NNN)' restates the schema without adding format, validation, or edge-case meaning, so the baseline 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.