Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds 'current year' as a scope constraint, which is real behavioral context, but says nothing about whether prior-year values are retrievable, update cadence, or value currency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.