Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, non-open-world, so the safety profile is covered. The description adds meaningful semantic scope beyond that: it clarifies this returns configuration objects rather than a computed price, which prevents misinterpreting the output. Auth/rate-limit behavior is not addressed, keeping it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.