Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the safe-read profile is covered. The description adds what is returned (plan, limits, owned-site count), but says nothing about auth requirements, quota semantics, or the token's optionality beyond what the schema already states.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.