Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint=true, so safety is covered. The description adds value by naming the returned fields (fee amount, surplus/deficit, multiplier), which is useful because there is no output schema. It does not describe edge cases, error behavior, or whether values are live versus cached, so it remains moderate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.