Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, non-destructive, non-open-world, so safety is covered. The description adds genuine behavioral context beyond them: snapshot semantics ('exactly as it was priced'), the expired status condition, and a 30-day post-expiry retention window. It stops short of describing response shape or error behavior (e.g., unknown id).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.