Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. 'Fetch' implies a safe read and it discloses the returned item fields, which is useful. But it never explains what effect 'mood' has on the questions returned (filtering? tone?), a key behavioral question for a test-retrieval tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.