Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description still adds real context: what is listed (discoverable communities), what is never listed (private family rooms), and that join mode (open or by request) and next gathering are surfaced.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.