Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/closed-world, so the safety profile is covered. The description adds genuinely useful behavior: an empty container text does not mean the law is absent, and metadata.structure carries parent/child addresses. Missing rate/timeout or error behavior keeps it short of 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.