Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and a closed-world scope, so the safety profile is covered without prose. The description adds one genuinely useful behavioral fact, that the returned record is the full normalized form (as opposed to a list summary), but says nothing about lookup failure behavior. That is an acceptable but modest addition over the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.