Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds one genuinely useful behavioral fact -- missing answers fall back to defaults -- but says nothing about how answers must be keyed, what happens with unrecognized question keys, or whether results vary with prior state beyond idempotency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.