Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so safety and idempotency are covered. The description adds real value by disclosing that returned templates include fields, media rules and example values — content the annotations cannot convey — but it says nothing about result volume, pagination, or whether the list is exhaustive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.