Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With annotations present, the description still adds substantial value: a 2-attempt allowance, shared daily capacity, the rule that an admitted attempt is consumed even on failure, that retrying a successful call burns another attempt, mandatory human review, and the injection-safety note that source content is data. These details match the non-read-only, non-idempotent annotation profile and go well beyond it.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.