Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, openWorldHint=false and destructiveHint=false, so safety is covered. The description goes beyond them by disclosing the exact scope of the corpus searched and the shape of the results (ranked, each with verbatim snippet, citation and link). It omits anything about defaults or ranking behavior, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.