Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations, the description adds the non-obvious open-world behavior: if a vault is absent from this list, the caller should conclude the service does not read it, not that it does not exist. It also notes the operation is free. Because annotations already cover read-only, idempotent, and non-destructive behavior, the description's additional context is valuable but not exhaustive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.