Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true, and destructiveHint=false, so the safety profile is covered. The description adds the behavioral context that the output is a 'bundle' of notes, checklist, steps, and verification steps, and that it is 'safe' (non-mutating). It does not disclose details like whether the bundle is returned as a file, text, or structured data, but the output schema exists to cover that. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.