Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, destructiveHint=false, idempotentHint=false, so the description doesn't need to restate those. It adds useful behavioral context: the permission requirement (owner/admin) and the organization defaulting behavior. It doesn't mention what the response contains, but an output schema exists, so that burden is reduced.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.