Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds genuinely non-obvious behavior: HTML is converted to text rather than returned as markup, attachments are listed as metadata only, and bodies are capped at 20000 characters with a 'truncated' flag signaling more content. These are exactly the traits an agent cannot infer from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.