Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and openWorld, so the safety profile is covered. The description adds a genuinely useful behavioral trait beyond that: holders are derived from scanning recent Transfer events, implying the snapshot may exclude older holdings. It stops short of mentioning chain coverage or data-window limits explicitly.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.