Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already fully cover the safety profile (readOnly, idempotent, non-destructive, openWorld). The description adds the single-chain vs aggregate scoping distinction, which is modestly useful behavioral context, but says nothing about return shape, pagination, or failure behavior. With rich annotations carrying the burden, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.