Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is covered. The one genuine addition is cost disclosure (predicted ~$0.08 per request, usage-based, not fixed), which is real behavioral context an agent cannot get from annotations. However, the description says nothing about what the call returns, rate limits, or data freshness.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.