Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=true, covering the safety profile. The description does add one behaviorally relevant fact not available in the annotations: usage-based billing with a default per-request estimate of ~$0.16 USD, which matters for cost-aware invocation. Beyond that price disclosure it says nothing about the operation itself, so it sits at the minimum viable level.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.