Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so safety is covered. The description adds substantive model behavior beyond that: the six input factors, the 0-100 scale, and the exact rating thresholds High/Elevated/Moderate/Low. It doesn't discuss data freshness, coverage limits, or caveats for thinly traded names.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.