Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so the safety profile is covered. The description adds genuine behavioral context: that the register is auto-compiled and cross-references all four NZXplorer platforms, indicating an aggregated derived view rather than raw filings.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.