Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint=false, and destructiveHint=false, so the safety profile is covered structurally. The description adds useful behavioral context about output bands (0-100, Exemplary/Strong/Adequate/Limited/Minimal) and per-dimension breakdowns, but says nothing about failure modes, whether the ticker must be NZX-listed, or data freshness. Adequate, not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.