Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and openWorld. The description adds genuinely useful context beyond that: a 30-90 second latency expectation, the five-phase structure, that it fans out to 20+ tools, and that output is a McKinsey-style structured report. This materially helps an agent set expectations for a long-running call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.