Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world behavior, so the safety profile is covered. The description adds meaningful context by specifying what data sources it cross-references (director appointments, MP interests, auditor independence, councillor declarations), which helps an agent understand the tool's behavioral scope beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.