Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and non-open-world, so the safety profile is covered. The description adds genuinely new context by disclosing the data provenance (AI-extracted from filings) and the comparison mechanism (deltas across consecutive extractions), which affects how the agent should interpret results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.