Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description adds real behavioral colour — it enumerates per-requirement status, evidence, recommendations, an overall 0-100 score, and mandatory-reporter status — which tells the agent the shape and depth of the assessment.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.