Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate read-only, idempotent, and non-destructive behavior, so the bar is lower. The description adds useful context beyond annotations: the dataset is described as ~11,700 structured events across 131 issuers, and that it includes amounts, pricing, and dilution. This gives an agent a sense of data scope and content without contradicting the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.