Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It usefully discloses return shape (five cheapest per day) and the edge case that a missing day had no valid run, but is silent on read-only nature, permissions, rate limits, and ordering/pagination of results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.